Mon, Tue & Fri: 9:30am - 1:00pm
01376 516994
The Centre • Newland Street • Witham • CM8 1AH

Holdfast Credit Union

Your local not-for-profit savings and loan company

Opening hours

Mon9:30 am - 1:00 pm
Tue9:30 am - 1:00 pm
Fri9:30 am - 1:00 pm
We are closed on Bank holidays.

Choose your repayments 
Rates for loans from 2% per month 
Enjoy life insurance and loan protection for only £5.00 per year annual membership fee.
Dividend may be paid annually if a surplus is generated
Interest calculated on reducing loan balance 
Today you can take control of your finances  

Unsure of anything? Call 01376 516994 
No hidden charges 
Internet information available 
Over time your savings grow 
New collection points and school savings 
Secure place for your money, guaranteed


  • It's smart to save

    School Saving
    Smart to save
    Start children saving for the future
  • Christmas

    Christmas saving
    Special presents

Loan Calculator

Use the calculator to work out how much your loan repayments are likely to be. Simply enter the amount you wish to borrow, how often and over how many periods you can afford to repay the loan and then press calculate.

A weekly payment of
Paid for
- months
Total cost of credit:
Total to repay:
Based on an APR of:
Please enter the loan details and click ‘Calculate’

Please note: This is for example only

The Loan calculator shows an estimate. For an accurate quote please contact the office.