If you need a small personal loan that best suits you, we can offer a loan for purchasing household goods, a new car, home improvements or even paying for a holiday!
We are a responsible and ethical lender, and we will only lend if you can afford the repayments. So, whatever the reason we are here to help.
Why our members love our loans:-
We can help you to manage your loan sustainably.
|Normal Loan||Child Benefit Loan||Emergency Loan||Christmas Loan|
|Max amount I can apply for?||3 x Savings plus £200||£500||£300||3 x Savings plus £100|
|How long can I borrow for?||36 months||12 months / 52 weeks||12 months||12 months|
|Interest rate||2% p/m or 26.7% p/a||3% p/m or 42.6% p/a||3% p/m or 42.6% p/a||2% p/m or 26.7% p/a|
|Are there any fees for paying early?||No||No||No||No|
|Can I save at the same time?||Yes||Yes||Yes||Yes|
Normal loan: Yes – you will need to have been saving for at least 9 months
Child Benefit Loan: No – but we have to see a cleared CB payment from HMRC before releasing funds
Emergency Loan: No
Christmas Loan: Yes – you will need to have a separate Christmas account to access this product