If you need a small personal loan that best suits you, we can offer a loan for purchasing household goods, a new car, home improvements or even paying for a holiday!
We are a responsible and ethical lender, and we will only lend if you can afford the repayments. So, whatever the reason we are here to help.
Why our members love our loans:-
We can help you to manage your loan sustainably.
Normal Loan | Child Benefit Loan | Emergency Loan | Christmas Loan | |
Max amount I can apply for? | 3 x Savings plus £200 | £500 | £300 | 2 x Savings |
How long can I borrow for? | 36 months | 12 months / 52 weeks | 12 months | 12 months |
Interest rate | 2% p/m or 26.7% p/a | 3% p/m or 42.6% p/a | 3% p/m or 42.6% p/a | 2% p/m or 26.7% p/a |
Are there any fees for paying early? | No | No | No | No |
Can I save at the same time? | Yes | Yes | Yes | Yes |
Normal loan: Yes – you will need to have been saving for at least 9 months
Child Benefit Loan: No – but we have to see a cleared CB payment from HMRC before releasing funds
Emergency Loan: No
Christmas Loan: Yes – you will need to have a separate Christmas account to access this product